
In the vast majority of accidents are not victims, but “only” damage. In this case also the first thing is to apply the P (protect) the previous protocol. Then, take note of personal data contrary to the driver and vehicle. And it is worth look if you are under the influence of alcohol or drugs, in which case it is best to call the police to release him tested and a certificate.
If both drivers agree on the causes of the event, must complete the drafting of an accident, completing all fields as thoroughly as possible (it is very important to the design of the accident and the damaged areas of each vehicle.) Make this part is beneficial to both parties as future repair and accelerates the recovery by the insurer. Remember that if payment is delayed more than three months, we can claim compensation with interest (the legal interest plus 50%).
If drivers do not agree, you have to ask for your personal information and potential witnesses, besides calling the police to draw up a certificate and determine guilt. And if I had to take legal action, first we have to read our policy to see if legal expenses cover or have to pay us an attorney in our pockets. Many advised to launch a civil penalty in addition to the damages claim, but that’s a personal decision. As for the legal defense contract, if we did not like the lawyer of our company can choose one, because under the law, “any insured person has the right to free choice of lawyer and attorney.” Yes, some companies only pay a percentage of the minutes of the lawyer of your choice. (more…)

If you have received an injury due to negligence of another, it is essential that you obtain a
If you go around looking for a